Free Debt Consultation Australia | Debt Buddy Helps You Settle Debt With a Part 9 Debt Agreement

If debt is quietly taking over every part of your life your sleep, your relationships, your confidence, and your sense of the future you are not alone, and more importantly, you do not have to face it alone.

Debt Buddy has been helping everyday Australians find their way out of financial hardship since 2014, founded by Peter Curtis with one clear and unwavering mission to put the client first in everything we do. Our team of registered debt specialists offers completely free, no-obligation consultations to individuals and families across Australia who are struggling with credit card balances that have grown out of control, multiple personal loan repayments that are no longer sustainable, payday loan debt, utility arrears, medical bills, and more.

During your free consultation, we take the time to listen carefully, assess your full financial picture thoroughly, and walk you through every available option in plain, honest language — without pressure and without a hidden agenda. For many Australians, the most effective and life-changing solution turns out to be a Part 9 Debt Agreement a formal, legally binding arrangement governed by Part IX of Australia's Bankruptcy Act 1966 and administered by AFSA.

A Part 9 Debt Agreement allows eligible Australians to combine all their unsecured debts into one single, affordable repayment based on what they can actually manage, freeze all interest and fees immediately from the moment the proposal is lodged, and gain full legal protection from creditor harassment, phone calls, and legal action all without ever being declared bankrupt.